Terms of Service

1. Acceptance of Terms

By accessing and using CalcHub (aicalchub.net), you accept and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our Site. We reserve the right to modify these terms at any time, and your continued use of the Site constitutes acceptance of any changes.

2. Description of Service

CalcHub provides free online calculator tools for informational and educational purposes. Our calculators cover financial planning, health and fitness, mathematics, and everyday calculations. The Service is provided "as is" without any warranties, express or implied.

3. Disclaimer of Warranties

The calculators and information provided on CalcHub are for general informational purposes only and should not be relied upon as professional advice. Specifically:

• Financial calculators do not constitute financial, investment, tax, or legal advice. Consult a qualified financial advisor before making financial decisions.
• Health calculators do not constitute medical advice. Consult a qualified healthcare professional for medical decisions.
• All results are estimates based on the information you provide and standard formulas. Actual results may vary.

4. Limitation of Liability

To the fullest extent permitted by applicable law, CalcHub and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising from your use of or inability to use the Site or its calculators. Our total liability to you for any claims arising from your use of the Service shall not exceed the amount you paid to use the Service (which is zero, as the Service is free).

5. Accuracy of Information

While we make every effort to ensure the accuracy of our calculators, we cannot guarantee that all calculations are error-free or up-to-date. Tax rates, interest rates, and other financial figures change over time. Always verify important calculations with authoritative sources or qualified professionals. We reserve the right to update or correct any information on the Site at any time without notice.

6. Intellectual Property

All content on CalcHub, including but not limited to text, graphics, logos, icons, and software, is the property of CalcHub or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission. Personal, non-commercial use of our calculators is permitted and encouraged.

7. Prohibited Uses

You agree not to use the Site to:

• Violate any applicable laws or regulations
• Attempt to gain unauthorized access to any part of the Site or its systems
• Use automated tools to scrape, crawl, or extract data from the Site in bulk
• Transmit any harmful, offensive, or disruptive content
• Impersonate any person or entity or misrepresent your affiliation with any person or entity
• Interfere with or disrupt the integrity or performance of the Site

8. Third-Party Links and Services

Our Site may contain links to third-party websites or services. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them. The inclusion of any link does not imply our endorsement of the linked site.

9. Advertising

CalcHub is supported by advertising revenue. We display advertisements through Google AdSense and potentially other advertising networks. We are not responsible for the content of advertisements displayed on our Site. Clicking on advertisements may take you to third-party websites, and we are not responsible for the content or practices of those sites.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in the United States.

11. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes your acceptance of the new terms. We encourage you to review these terms periodically.

12. Contact Information

If you have any questions about these Terms of Service, please contact us at: legal@aicalchub.net